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Mortgage rates just hit 7.28%. But there are ways to get a lower rate

todayOctober 1, 2026

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Even with borrowing costs high, a sub-7% mortgage rate may still be within reach for some buyers. The trade-off could be a riskier loan or a bigger upfront payment.

Even with borrowing costs high, a sub-7% mortgage rate may still be within reach for some buyers. The trade-off could be a riskier loan or a bigger upfront payment.

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